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Whether you’ve got good credit or bad credit, getting pre-approved for a car loan can be extremely helpful whenever you’re looking to purchase a vehicle.

Although car dealerships that are most would like to utilize their particular lending lovers, getting a pre-approved loan from your own bank or credit union enables you to improve leverage whenever negotiating, and may frequently assist you to secure an improved price on your own automobile.

But getting pre-approved are a bit confusing – therefore we’ve placed together this step by step guide to allow you to through the procedure.

1. Look At Your Credit Rating

Your credit rating is just a deal that is big it comes down to obtaining a car loan. As a result of this, you really need to certainly understand your credit score – whether or not it is good or bad. Before you start shopping around for an auto loan if you haven’t applied for your yearly free Canadian credit report from TransUnion or Equifax, you should do so.

If the credit is great, you’ll be capable of geting a rate that is great a car loan. Read more »